A market defined by access — and by the discipline to verify it.

InNova Global Fund is not affiliated with, sponsored by, endorsed by, approved by, partnered with, or acting on behalf of any listed source unless a specific written relationship is expressly disclosed in InNova's governing documents.

The organizations, regulators, research institutions, publications, databases, and websites identified here are included solely for general educational and independent due-diligence purposes. Inclusion does not constitute InNova's endorsement or verification of the source, its authors, its methodology, its conclusions, or any institution, lender, borrower, product, service, or activity referenced within it.

These resources discuss Kenya's broader microfinance, credit, financial-inclusion, agricultural-finance, and small-enterprise environment. They do not evaluate, verify, endorse, or provide information concerning:

• InNova Global Fund or its securities offering;
• the performance or expected performance of InNova's program;
• any specific local counterparty or service provider;
• the repayment performance of any particular borrower or loan portfolio; or
• the likelihood that a prospective Participant will receive any return or distribution.

InNova does not control third-party websites and makes no representation or warranty concerning the accuracy, completeness, timeliness, continued availability, cybersecurity, or applicability of third-party information. Laws, regulatory classifications, licenses, registrations, institutional status, reports, website addresses, and underlying data may be amended, replaced, suspended, or withdrawn without notice.

The figures and statistics referenced on this page are historical or current-state data points, not projections, and may be revised, restated, or withdrawn at any time. They do not indicate or predict any future outcome or result, and regulatory lists — including the number of SACCOs licensed or authorized by SASRA — change with periodic licensing cycles.

Registration of a company does not establish that it is licensed to conduct a regulated activity. Likewise, appearance on a regulatory list should be independently confirmed directly with the applicable regulator as of the date of review. Not every SACCO or co-operative is regulated by SASRA; entities outside SASRA's remit are supervised under a different framework with generally lighter oversight and fewer member protections, and their status should be confirmed with the relevant regulator.

Research findings may be based on particular products, institutions, geographic areas, borrower populations, methodologies, and periods. Reported social or economic outcomes do not establish that every form of microlending is effective, appropriate, profitable, or free from risk, and they do not predict or guarantee borrower repayment, social impact, investment performance, principal preservation, accrued returns, distributions, or future results.

Each prospective Participant is responsible for conducting independent due diligence and consulting qualified legal, tax, financial, and investment advisers before making an investment decision. External information does not replace, amend, expand, or override the disclosures, risks, terms, limitations, and conditions contained in InNova's Private Placement Memorandum, Participation Agreement, and applicable side letters. In the event of any inconsistency, those governing offering documents control.