How To Become a Microlender in Florida

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Start Enrollment

Anyone over the age of 18 can enroll. When you become a microlender in Florida, your capital directly supports micro, small, and medium enterprises (MSMEs) in Kenya.

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Approval Process

Complete our brief online enrollment application and fund your initial microloan contribution. You can securely provide a wire transfer or a cashier's check to establish your initial funding and activate your account.

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You're A Microlender

Earn monthly interest on your principal microloan amount. As African entrepreneurs repay their 30-day loans, we automatically reinvest your earned interest at the end of each month, allowing your capital to compound annually.

Microlending Levels

Silver Member
Starter Investments

$5000

Earn 1%*

Interest Monthly

Annual Returns
12%*
Gold Member
Investments Over

$50.0K

Earn 2%*

Interest Monthly

Annual Returns
24%*
Platinum Member
Investments Over

$1.0MM

Earn 2%*

Interest Monthly

Annual Returns
24%* + 2% Bonus**
Family & Friends Plan
(Up to 5 Microlenders)
Investments Over

$50.0K

Earn 2%*

Interest Monthly

Annual Returns
24%*
Disclaimer: *Rates and conditions are subject to change and are not guaranteed. **2% Bonus will be paid after the 13th consecutive month on $1.0MM.

See Your Estimated Returns

Interest Calculator

As a premier impact investing opportunity for Florida investors residents trust, we offer highly competitive yields. Start earning an impressive 12%* Annual Interest on your initial contribution. Once your investment reaches or exceeds $50,000, your entire balance immediately qualifies to earn the significantly higher rate of 24%* Annual Interest.

*Note: Interest rates are subject to change at any time. Please review current terms upon enrollment.

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  • Microlending Amount
  • Est. Return

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Amount

Microlending amount

$1,357

Interest earned*

$667

Your Estimated Total

$2,023

Family & Friends Plan

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The Family and Friends Plan offered by InNova Global Fund presents a special contribution opportunity available directly on our secure platform. As a leading microlending company in Florida, we provide this plan so groups of family members or friends can pool their money together. The primary objective is to reach a total lending fund amount of $50,000 to maximize returns while scaling your impact in Africa.

To participate, one member of your group needs to enroll and act as the dedicated facilitator. The facilitator initiates the enrollment process and identifies the name of the group. Once enrolled, they invite four other members to join.

Your group's total deposits can start below $50,000. Once all combined deposits from the participating members reach the $50,000 threshold, every individual will instantly begin to earn a monthly interest rate of 2% on their specific lending funds (an annual interest gain of 24%*). We separately credit the interest earned by the group to their individual lending amounts monthly.

Supporting MSMEs Across Africa

When you become a microlender in Florida, your capital helps provide short-term microloans to micro, small, and medium enterprises (MSMEs) across Africa. These entrepreneurs include farmers, shop owners, artisans, and small service providers who rely on accessible funding to purchase inventory, manage daily operations, and grow their businesses. Through this microlending model, your contribution plays a direct role in expanding economic opportunity within local communities. As borrowers successfully repay their loans, your capital continues circulating through new lending cycles, helping more entrepreneurs strengthen their businesses while generating consistent returns for participating lenders.

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EXAMPLE

Let's accurately calculate the total amount of a lending fund generated by "The Cowboy Group" and determine the exact interest they earn for the year based on the given example:

Total amount funded by the group: * Ronald Jones: $10.0K Tony Jones: $10.0K Diana Jones: $10.0K Laureen Jones: $10.0K Adam Jones: $10.0K

Total lending fund by the group: $10.0K + $10.0K + $10.0K + $10.0K + $10.0K = $50.0K

Now, let's calculate the specific interest earned for the year:Total interest earned for the year by the group: $50.0K x 24% = $12.0K

Individual interest earned for the year: Each lender of The Cowboy Group lent an equal, individual amount of $10.0K, so they will each earn the exact same interest payout of $2.4K.

Therefore, the total collective lending amount by The Cowboy Group is $50.0K, and the combined interest earned for the year is $12.0K, with each individual lender proudly receiving $2.4K in interest.

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Rewarding & Profitable: Direct Impact in Africa

We want to be exceptionally clear regarding how our platform operates. When you partner with us for impact investing in Florida, your capital helps support hardworking MSMEs across Kenya. Your capital is strictly deployed to empower hardworking MSMEs located in Africa.

Microlending involves providing small, manageable loans to individuals or business owners in developing African nations who do not qualify for traditional bank loans. As the top impact investing firm in Florida, investors rely on transparency; we enable you to provide these microenterprises with relatively low-cost access to capital. This essential funding allows Kenyan farmers, artisans, and shop owners to buy inventory, finance their operations, and elevate their livelihoods.

A Win-Win Situation

Our dedicated microloan administrative services are presently accessible in Kenya, actively targeting a massive financial lending shortfall in the region. InNova Global Fund remains fiercely committed to providing essential capital to ambitious entrepreneurs living in these specific underserved African communities.

When you seek out the best impact investing firm in Florida have to offer, you want an organization that delivers both social good and financial growth. Participate today and secure competitive returns, earning 12%* to 24%* per annum while making a tangible difference in Africa.

Explore our extensive video testimonials where actual Kenyan borrowers share their lived experiences and detail exactly how a microloan from our partner network has opened exciting new doors for their MSMEs.

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The Benefits of Microlending to African MSMEs

By participating in our platform, you directly generate the following benefits:

Empower African Microenterprises: You actively support MSMEs in developing communities strictly within Kenya, helping them build lasting economic security.

Fuel Business Growth: You enable driven business owners in Africa to invest heavily in fresh stock, purchase modern equipment, or further their professional education.

Boost Local Profits: You drive strategic actions that help African entrepreneurs achieve far greater profits, which naturally extends to their families and local villages.

Create a Targeted Ripple Effect: You provide critical microloans that actively contribute to the long-term prosperity of Kenyan communities, setting off a massive chain reaction of positive change.

Ready to Drive Global Change?

Join the growing network of investors in Florida, who are choosing purpose alongside profitability. As a leading impact investing company in Florida, InNova Global Fund makes it easy to safely deploy your capital where it matters most. Start earning up to 24%* annually while directly funding the growth, resilience, and success of hardworking MSMEs in Africa.

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International Microlender