How To Become a Microlender in California
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Start Enrollment
Anyone over 18 can easily enroll. When you become a microlender in California, your capital goes directly toward supporting micro, small, and medium enterprises (MSMEs) in Kenya.
Approval Process
Complete our brief online enrollment application and fund your initial microloan contribution. You can securely provide a wire transfer or a cashier's check to establish your initial funding and activate your account.
You're A Microlender
Earn monthly interest on your principal microloan amount. As African entrepreneurs repay their 30-day loans, we automatically reinvest your earned interest at the end of each month, allowing your capital to compound annually.
Microlending Levels
Silver Member
Starter Investments
$5000
Earn 1%*
Interest Monthly
Annual Returns
12%*
Gold Member
Investments Over
$50.0K
Earn 2%*
Interest Monthly
Annual Returns
24%*
Platinum Member
Investments Over
$1.0MM
Earn 2%*
Interest Monthly
Annual Returns
24%* + 2% Bonus**
Family & Friends Plan
(Up to 5 Microlenders)
Investments Over
$50.0K
Earn 2%*
Interest Monthly
Annual Returns
24%*
Disclaimer: *Rates and conditions are subject to change and are not guaranteed. **2% Bonus will be paid after the 13th consecutive month on $1.0MM.
See Your Estimated Returns
Interest Calculator
As a leading microlending platform for California investors, we offer highly competitive yields. Start earning an impressive 12%* Annual Interest on your initial contribution. Once your investment reaches or exceeds $50,000, your entire balance immediately qualifies to earn the significantly higher rate of 24%* Annual Interest.
*Note: Interest rates are subject to change at any time. Please review current terms upon enrollment.
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- Microlending Amount
- Est. Return
?
Amount
Microlending amount
$1,357
Interest earned*
$667
Your Estimated Total
$2,023
Family & Friends Plan
The Family and Friends Plan offered by InNova Global Fund presents a special contribution opportunity available directly on our secure platform. As a trusted microlending company in California, we created this plan so groups of family members or friends can easily pool their money together. The primary objective is to reach a total lending fund amount of $50,000 to maximize returns while scaling your impact in Africa.
To participate, one member of your group needs to enroll and act as the dedicated facilitator. The facilitator initiates the enrollment process and identifies the name of the group. Once enrolled, they invite four other members to join.
Your group's total deposits can start below $50,000. Once all combined deposits from the participating members hit the $50,000 threshold, every individual instantly begins earning a monthly interest rate of 2% on their specific lending funds (an annual interest gain of 24%*). We separately credit the interest earned by the group to their individual lending amounts monthly.
Supporting MSMEs in Africa
When you become a microlender in California, your capital helps provide short-term microloans to micro, small, and medium enterprises (MSMEs) across Africa. These entrepreneurs include farmers, shop owners, artisans, and small service providers who rely on accessible funding to purchase inventory, manage daily operations, and expand their businesses.
Through this microlending model, your contribution helps strengthen local economies by enabling entrepreneurs to access the capital they need to grow. As borrowers repay their loans, the funds continue circulating through new lending cycles, supporting additional MSMEs while allowing your investment to generate consistent returns.
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EXAMPLE
Let's accurately calculate the total amount of a lending fund generated by "The Cowboy Group" and determine the exact interest they earn for the year based on the given example:
Total amount funded by the group: * Ronald Jones: $10.0K Tony Jones: $10.0K Diana Jones: $10.0K Laureen Jones: $10.0K Adam Jones: $10.0K
Total lending fund by the group: $10.0K + $10.0K + $10.0K + $10.0K + $10.0K = $50.0K
Now, let's calculate the specific interest earned for the year: Total interest earned for the year by the group: $50.0K x 24% = $12.0K
Individual interest earned for the year: Each lender of The Cowboy Group lent an equal, individual amount of $10.0K, so they will each earn the exact same interest payout of $2.4K.
Therefore, the total collective lending amount by The Cowboy Group is $50.0K, and the combined interest earned for the year is $12.0K, with each individual lender proudly receiving $2.4K in interest.
Rewarding & Profitable
We want to be exceptionally clear about how our platform functions. When you choose us for impact investing in California, your funds aren't diverted to local California businesses or generic global corporate funds. Your capital is strictly deployed to empower hardworking MSMEs located across Africa.
Microlending involves providing small, manageable loans to individuals or business owners in developing African nations who simply do not qualify for traditional bank loans. As the California investors seeking impact investments, we enable you to provide these microenterprises with relatively low-cost access to capital. This essential funding allows Kenyan farmers, artisans, and shop owners to buy crucial inventory, finance their operations, and elevate their livelihoods.
A Win-Win Situation
Our dedicated microloan administrative services are presently accessible in Kenya, actively targeting a massive financial lending shortfall in the region. InNova Global Fund remains fiercely committed to providing essential capital to ambitious entrepreneurs living in these specific underserved African communities.
When you look for the microlending opportunity for investors in California, you want an organization that delivers both profound social good and reliable financial growth. Participate today and secure competitive returns, earning 12%* to 24%* per annum while making a tangible, lasting difference in Africa.
Explore our extensive video testimonials where actual Kenyan borrowers share their lived experiences and detail exactly how a microloan from our partner network has opened exciting new doors for their MSMEs.
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The Benefits of Microlending to African MSMEs
By participating in our platform, you directly generate the following benefits:
Empower African Microenterprises: You actively support MSMEs in developing communities strictly within Kenya, helping them build lasting economic security.
Fuel Business Growth: You enable driven business owners in Africa to invest heavily in fresh stock, purchase modern equipment, or further their professional education.
Boost Local Profits: You drive strategic actions that help African entrepreneurs achieve far greater profits, which naturally extends to their families and local villages.
Create a Targeted Ripple Effect: You provide critical microloans that actively contribute to the long-term prosperity of Kenyan communities, setting off a massive chain reaction of positive change.
Ready to Drive Global Change?
Join the growing network of investors in California, who are choosing purpose alongside profitability. As a leading impact investing company in California, InNova Global Fund makes it easy to safely deploy your capital where it matters most. Start earning up to 24%* annually while directly funding the growth, resilience, and success of hardworking MSMEs in Africa.
Unlock Global Finance
Become An
International Microlender
Disclaimer: *Rates and conditions are subject to change and are not guaranteed.
IMPORTANT: The content on this website is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product. Any offering, if made, will be made only through the applicable offering documents (which may include an offering circular, offering statement, private placement memorandum, or prospectus) and only in jurisdictions where lawfully permitted. No money or other consideration is being solicited or will be accepted unless and until an investor has received the applicable offering documents and the issuer has confirmed the investor’s qualification and eligibility, as applicable. Nothing on this website constitutes an investment recommendation or advice of any kind, including legal, tax, accounting, or investment advice. You should consult your own professional advisors before making any investment decision.
IMPORTANT: The content on this website is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security or investment product. Any offering, if made, will be made only through the applicable offering documents (which may include an offering circular, offering statement, private placement memorandum, or prospectus) and only in jurisdictions where lawfully permitted. No money or other consideration is being solicited or will be accepted unless and until an investor has received the applicable offering documents and the issuer has confirmed the investor’s qualification and eligibility, as applicable. Nothing on this website constitutes an investment recommendation or advice of any kind, including legal, tax, accounting, or investment advice. You should consult your own professional advisors before making any investment decision.
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